Life & Pensions

Life & Pensions

Most Comprehensive and Flexible Options

Bespoke Life Insurance Packages

The most important ingredient of any retirement planning process is the professional advice given. Every client has a different need and the advice process identifies this. It, therefore, follows that, for a pension product to be able to meet diverse needs, it not only has to offer comprehensive options, it must also be flexible. 

The State Pension only provides payment of €230 per week – could you survive on this?

The Difference

Personal Pension – A Personal Pension is a type of insurance contract approved by the Revenue. This is a defined contribution pension plan. The value of the Pension Fund depends on the level of contributions paid, length of term and the investment return achieved. 

Company Pension – Company pension plans are set up by employers to provide retirement and death benefits for their employees. There is no legal obligation on a company to set up a company pension plan. These plans are normally set up either under trust or on a statutory basis. 

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