Website Terms and Conditions

Terms and Conditions

Website Terms and Conditions (the “Site”) is owned and operated by Declan & Barry Goggin trading as Goggin Insurances  whose registered office is 48 Dublin Street, Balbriggan, Co Dublin. content (the “Content”) is owned or licensed by Barry Goggin . References to “Goggin” include references to Goggin Insurances By using the Site, you agree to be legally bound by these terms and conditions (the “Terms”) just as if you had signed this agreement. These Terms may be supplemented by additional terms and conditions pertaining to specific content and activities. You agree and understand that such additional terms and conditions are hereby incorporated by reference to these Terms.

These Terms and Conditions

Please read these Terms carefully. By accessing and using the Site you are acknowledging and agreeing to the disclaimers, terms and conditions set out herein (including in the Privacy Policy). You must read the important disclaimers which follow as they affect your use of the Site.

If you do not agree to these Terms, you should not use the Site. We reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time. You should check these Terms periodically for changes as by using the Site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them.

Information on our Site is for general information purposes only and does not constitute the giving of insurance, investment or risk management advice. For any specific advice to suit your particular circumstances please use the “Get in Touch” facility.

Full Disclosure

When seeking a quotation, arranging, amending or renewing a policy the information you provide must be true in every respect and you must not withhold or misrepresent any material information.  Material information is any information which an insurer would regard as likely to influence their assessment or acceptance of the insurance. Failure to disclose all material information may lead to the voidance of a policy by an insurer.  If you are in doubt as to whether or not such information is material, you should disclose it or contact Goggin for guidance.  This information includes, but is not limited to, occupation, claims, convictions, disqualifications, pending prosecutions, endorsements and for motor insurance, age, type of driving licence, driving history and vehicle details.

Acceptable Use Policy

The data or information generated by this Site is intended  to allow you to obtain quotes for, and to purchase, insurance policies from Goggin. The extraction, gathering, scraping or harvesting of information (including, but not limited to, quotations) from this Site by automated or other means is strictly prohibited.

No quotation generated by this Site may be used, transmitted or displayed by another website.

Inappropriate use of this Site is prohibited and may be subject to legal action.


The copyright and all other rights in all the pages of the Site are the property of Goggin or its licensors. This copyright extends to all documents hosted on this Site including but not limited to these Terms, the Terms of Business and our Privacy Policy. All rights are reserved.


While Goggin believes the Content of this Site to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Goggin does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Goggin may make changes in the products and/or services described herein, but, Goggin makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Contracts concluded through the Site

Contracts formed through our Site or as a result of visits made by you to this Site are governed by our Terms of Business.


While Goggin has taken reasonable care in the provision of this Site it does not make any representations or warranties as to the completeness, reliability or accuracy of the Content contained herein or accessible through the Site. Goggin does not specifically endorse or approve of any third party content which is provided or displayed through the Site.

Limitation of Liability

The material displayed on our Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, Goggin, other members of our group of companies and third parties connected to us hereby expressly exclude:

  • all conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity; and
  • any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site or in connection with the use, inability to use, or results of the use of our Site, any websites linked to it and any materials posted on it, including:
    • loss of income or revenue;
    • loss of business;
    • loss of profits or contracts;
    • loss of anticipated savings;
    • loss of data;
    • loss of goodwill; or
    • wasted management or office time.

in each case whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable, provided that the foregoing does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.

If you are dissatisfied with any portion of our Site, or with any of these Terms, your sole and exclusive remedy is the discontinuation of your use of this Site.

Availability of Site

Neither Goggin, any of our affiliates, nor any of our or their respective licensors, licencees, service providers or suppliers warrant that the Site or any function contained on the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site or the servers that make the Site available are free of viruses or other harmful components. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any such product, offering, content or material.

Third Party Sites

The Site contains links to third party websites. Some of the sites listed as links herein are not under the control of Goggin. Accordingly, Goggin makes no representations whatsoever concerning the content or accuracy of those sites. The fact that Goggin has provided a link to a site is not an endorsement, authorisation, sponsorship or affiliation by Goggin with respect to such site, its owners or its providers, unless otherwise stated. Goggin is providing these links only as a convenience to you. Goggin has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and Goggin cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.

Local Laws

Although this Site is accessible worldwide, not all products or services discussed or referenced herein are available to all persons or in all geographic locations. Goggin reserves the right to limit, in its sole discretion, the provision and quantity of any product or service to any person or geographic area it so desires. Any offer for any product or service made in or through this Site is void where prohibited.

Linking to this Site

Goggin generally welcomes the hyper-linking to the Site from other appropriate websites provided such links are to the Site’s homepage (and no deeper within the Site) and provided we give our consent to the establishment of such links. Notwithstanding the foregoing, we reserve the absolute right to refuse to consent to such links without giving reasons. Any links to the Site from another website must be presented in such a manner that the viewing of the Site is not impaired by framing or similar techniques that may impair the visitor’s user experience.

Intellectual Property

The Contents of this Site, including but not limited to the text and images herein and their arrangement, are the exclusive property of Goggin Insurances or are used with permission or under licence to allow you to obtain quotes for, and to purchase, insurance policies from Goggin.

Goggin and the Goggin logo are Irish registered trademarks of Goggin Insurances The trademark or any other trademark (registered or unregistered) of Goggin may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Goggin or dilutes its trademark rights.

Goggin hereby authorises you to copy and display the Content of this Site solely for the purpose of obtaining quotes for, and to purchase, insurance policies from Goggin. The Content of this Site herein shall not be copied or posted in any network computer or broadcast in any media. Any copy you make must include this copyright notice. Limited quotations from the Content of this Site are permitted if attribution to Goggin is included. No modifications of the Content of this Site may be made.

Posting Information on the Site

When accessing or using any service on this Site you must not post or transmit any unlawful, threatening, abusive, libellous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including, without limitation, any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability or otherwise violate any national or international law, or any information or software which contains a Trojan horse, worm or virus or other harmful component, or restrict or inhibit any other user from using the Site.

Your Submissions to Us

You agree not to use the Site or cause or permit the Site to be used:-

  • so as to jeopardise or prejudice the operation, quality or integrity of the Site, or the operation, quality or integrity of any telecommunications network;
  • for any surveys, contests or pyramid schemes, nor to use the Site to participate in or cause others to participate in sending chain letters, junk e-mail, spam, duplicative or unsolicited messages, advertising or promotional material;
  • to harvest or otherwise collect information about others, including email addresses, without their consent;
  • to distribute, download, upload or transmit any material which contains viruses, trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs; or
  • contrary to the terms and conditions of any Internet Service Provider whose services you may use.

Governing Law and Jurisdiction

The Site has been created and is controlled by Barry Goggin in Ireland. These Terms will be governed by, and construed and enforced in accordance with, the laws of Ireland. You hereby unconditionally and irrevocably submit to the exclusive jurisdiction of the Irish courts.


This Site may be taken down, amended or reformatted by Goggin at any time.

Privacy Policy

We are committed to protecting your privacy and security. All personal data that we collect from you via this Site will be processed in accordance with our Privacy Policy. You should review our Privacy Policy, which is incorporated into these Terms by this reference. Please note our telephone calls with you may be recorded and monitored for training and quality control purposes.

Entire Agreement

These Terms (including the Privacy Policy and, in the event of the conclusion of a contract on or through this Site, the Terms of Business) constitute the entire agreement between Goggin and you with respect to your access to and use of the Site and any third-party site accessed through the Site. If any provision of these Terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. If there is any conflict between these Terms and the Terms of Business, following the event of the conclusion of a contract on or through this Site, the Terms of Business shall apply.

These Terms are updated and altered from time to time. You should check our Terms every time you access our Site.

If for any reason you wish to contact us, we can be reached at:


Goggin Insurances

48 Dublin Street


Co Dublin