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Saddle up with confidence and peace of mind.

We recognise the distinct needs of equine enthusiasts, offering comprehensive coverage that spans from commercial operations to individual riders. Whether you're running an equine business or enjoying the leisurely pursuit of riding, our insurance solutions are crafted to provide peace of mind and protection for every hoofbeat.


Race Trainers

Race Trainers can trust our specialised insurance to cover the unique risks associated with their profession. From injuries to valuable horses to liability concerns, this policy offers comprehensive protection, allowing trainers to focus on optimising performance worry-free.


Riding School

Saddle up for success with our Riding School insurance. From property damage to liability, our comprehensive coverage protects your school, instructors, and every rider's well-being, ensuring a safe and secure environment for both riders and horses.


Livery Yard

Safeguard your livery business with our comprehensive Livery Yard Insurance. Covering liabilities, property, and the well-being of horses under your care, this policy provides peace of mind for both owners and operators, ensuring a secure environment.



Guard the heart of your equestrian investments. Our Mortality insurance offers protection for your horses, ensuring financial peace of mind in the unfortunate event of loss, illness, or injury. Safeguarding your equine companions with compassion and care.


Individual Public Liability

Enjoy your equestrian pursuits with peace of mind. Our Individual Public Liability insurance is designed for horse enthusiasts, offering protection against third-party claims. Whether you're at an event or enjoying a leisurely ride, rest assured, your personal liability is safeguarded under our plan.


Horse Box

Travel with confidence. Our Horse Box insurance ensures that your equine companions are protected on the road. From accidents to breakdowns, we've got your horse box covered, ensuring the safety of your horses and your peace of mind throughout the journey.


Race Ahead, Risk-Free

For those who live life in the fast lane - protect your passion and profession with Horse Race Trainers’ insurance.

  • How do I know the rebuilding cost of my property?
    For an accurate estimate, consult a qualified surveyor or property assessor. They'll evaluate factors like size, materials, and location to provide an estimate. The Society of Chartered Surveyors Ireland (SCSI) website provides a useful guide to calculate average rebuilding costs - visit sure to regularly review and update your property value to ensure proper insurance coverage.
  • How do I know what type of motor insurance cover I need?
    Comprehensive Cover provides extensive protection, including damage to your vehicle and third-party liability. Third-party fire and theft cover protects against fire or theft damage, along with third-party liability. Third-party only cover offers basic protection, covering only third-party liability. We work closely with our customers to ensure they select the right cover for their needs.
  • What is Contents Cover under a Home Policy?
    Contents Cover under a Home Policy insures your belongings against theft, fire, and damage inside your home. It typically includes items such as furniture, electronics, clothing, and personal valuables. As with any policy, it's important to review your policy to understand the specific items covered and any limitations or exclusions that may apply.
  • How important is Serious Illness cover?
    Whether you should have Serious Illness cover depends on your individual circumstances, but it is often recommended. This type of insurance can provide valuable financial support by replacing your income during periods of recovery from a serious illness. Considering that most people return to work within 1 or 2 years after such an illness, having this cover can offer peace of mind and help maintain financial stability during challenging times.
  • How much does Life Insurance cost?
    The cost of Life Insurance varies widely based on factors such as age, health, lifestyle, coverage amount, and policy type, with monthly premiums ranging from a few euros to several hundred euros or more so it is important to speak with a financial advisor to ensure you arrange the right cover for yourself.
  • How soon should I start saving into a Pension?
    It's best to start saving into a pension as early as possible to take advantage of compound interest and maximise your retirement savings. For every five years you delay in setting your up your pension, it will cost you double to get the same return at retirement.
  • Why is saving for a Pension important?
    Saving for a pension is crucial because it helps maintain your standard of living after retirement when you no longer have a regular income from employment. With the increasing cost of living, relying solely on a State Pension may leave you with a shortfall in the cost of maintaining your desired retirement lifestyle.
  • What types of cover are provided under commercial insurance?
    Commercial insurance offers various policies tailored to your specific needs, including Employers & Public/Products Liability, Property Insurance, Business Interruption, Professional Indemnity, Garage Combined, Motor Trade Road Risks, and Motor Fleet & Special Types.
  • What is commercial insurance?
    Commercial insurance provides coverage for businesses against financial losses resulting from various risks such as property damage, liability claims, and business interruption.
  • Is commercial insurance expensive?
    The cost of commercial insurance varies depending on factors such as the size and nature of your business, the coverage needed, and the level of risk involved.
  • Are my friends covered to ride my horse if they cause third-party property damage?
    Equine Third-party liability insurance typically covers damages caused by your horse while ridden by someone else, as long as they have your permission to ride and are not acting negligently. However, it's essential to review your policy terms and conditions to ensure coverage for such situations.
  • What is livery yard insurance and what protection does it provide?
    Livery yard insurance provides protection for businesses that offer boarding and care for horses. It typically includes coverage for property damage, liability claims, and business interruption, safeguarding the business against financial losses arising from various risks.
  • What protection does equine Individual Third Party Liability insurance provide?
    Individual Public Liability insurance provides coverage for liability claims arising from incidents involving your horse causing injury or property damage to third parties while on public property.
  • What type of equine insurance covers theft, mortality and lifesaving surgical fees?
    The type of equine insurance that covers theft, mortality, and lifesaving surgical fees is called Mortality Insurance.
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