Serious Illness Cover

Serious illness insurance pays out a tax-free lump sum if you are diagnosed with one of the specific illnesses or disabilities that your policy covers. It is also sometimes called 'critical illness cover'. It is often sold as an extra benefit on a life insurance or mortgage protection policy.

You may want to consider serious illness insurance if:

• you have no other cover for ill health
• you are not in paid employment, so cannot buy income protection insurance
• you have a mortgage, personal loans or other debts that you would still have to pay even if you became seriously ill and possibly unable to earn an income.

For more details please contact us